Question 1

What is Medigap?

Accepted Answer

Medigap (Medicare Supplement) helps pay the costs Original Medicare doesn't, like deductibles, copays, and coinsurance. You keep Original Medicare and can see any provider who accepts Medicare.

Question 2

Does Medigap include drug coverage?

Accepted Answer

No. Most people add a separate Part D plan for prescriptions.

Question 3

When can I enroll?

Accepted Answer

Your best time is the first 6 months you're 65 or older and have Part B—no health questions in most states. After that you can apply anytime, but medical underwriting may apply.

Medigap (Medicare Supplement) — "Don't Be Harold" Insurance